One of the most frustrating things when you need care is to have the procedure you need performed… DENIED. In a recent article, actor Hilary Swank took to social media to express her concerns over denied coverage for treatment of ovarian cysts. Swank’s statement: “I’m truly exhausted by the way women’s ovarian and cyclical health […]
Denied Health Insurance Coverage, What Are My Options? Read More »
Health Care costs for a monthly premium and associated health care costs, such as, deductibles and monthly prescriptions have become a significant portion of the family income. In the screenshot below, for a family of four with a $100K income, 24% of their income is spent on health care associated costs for coverage. Reference
Medical Debt and Bankruptcy Due to a Major Health Event Read More »
Emergencies happens and no doubt you are in a panicked state and just want to get care right away. Once the crisis has passed, a new one begins…the bill. Even if you have great health care insurance, the bill from the hospital can be costly. Add a high deductible or no health care insurance, and
Emergency Care – What Are My Options? Read More »
Choosing the right health care plan for you or your family can seem daunting. Add COVID-19 to the mix and no doubt you look at health care differently. While many health insurance companies have waived co-pay and treatment in some cases for COVID-19, other conditions you or your family may be dealing with are still
What Happens To My Family if the Affordable Care Act (ACA) is Repealed? Read More »
In the time of COVID-19 telehealth options from your provider have become a common option. No doubt once the stay at home ban is lifted, telehealth will become more the norm. Perhaps due to ongoing restrictions or consumer preference. If you are still unsure as to how Telehealth works reference: Telehealth Options for Consumers During COVID-19
Telehealth – More Options for Consumers Read More »
So much has changed since Coronavirus has entered our lives. I want to highlight these changes and pause with the question, how will our lives be different once we are allowed to go back to normal? Normal, I dare say will never be normal, not bad, but definitely different. What are the circumstances that will make
The New Normal – Life After Coronavirus – (COVID-19) Read More »
While maintaining social distancing, there are, alternative options for care and access to your provider. Medicare is lifting the requirements on telehealth options and many practices are using this method as an alternative way to care for patients. While telehealth has been around, it has a slow adoption rate. With COVID-19 and social distancing this
Telehealth Options for Consumers During COVID-19 Q&A Read More »
The Coronavirus has obviously changed all of us and continues to have us navigating daily life in different directions. In addition, there is so much information out there including how to sanitize, cure cabin fever, and age groups most impacted by Coronavirus. One of the key questions is how to get tested and what are
Coronavirus (COVID-19) Out of Pocket Expenses for Coronavirus Testing and Consumer FAQs Read More »
It is an election year with lots of ideas being tossed around for how to reform our health care system. One of the ideas is to repeal the Affordable Care Act (ACA a.k.a. Obamacare) and start new. I preface this post with I am here to present the facts with a non-partisan approach. My end goal is to provide the
Affordable Care Act Repealed – What it Could Mean to You Read More »
Understanding your out-of-pocket costs is key when making health care decisions. High Deductible Health Plans (HDHP) continue to rise in terms of the top health care plans purchased. Reference: Kaiser Family Foundation: 2019 HDHO Benefits Survey For HDHP plans 2020 minimum deductibles are $1400 for individual and $2800 for families. Maximum deductibles $6900 for individuals and $13,800 for
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